This section of our website describes how our program, Saving And Investing For Financial Security And Independence, works in action.
The program described is our own Section 401(k) Retirement Savings Plan.
We provide employers and plan sponsors with a customized presentation of their tax qualified retirement plan,
which is hosted on the employer’s website, that provides employees and plan participants with the informational
and educational support they need to become more engaged in their tax qualified retirement plan.
To be able to retire and maintain one’s standard of living throughout retirement is a goal
we all share. Developing an action plan to realize that goal requires an integrated
approach like the one described in this report, Saving And Investing For Financial Security and
Saving And Investing For Financial Security and Independence is a comprehensive investment management and employee education program that was
developed with two goals in mind.
For employers and plan sponsors: our goal is to help them manage their tax
qualified retirement plan according to the "Global Standards of Excellence for
Investment Fiduciaries." This approach may help reduce plan costs and may
help improve the array of investments offered by the tax qualified retirement
For employees and plan participants: our goal is to encourage employees to become participants and to help participants accumulate more money in their
tax qualified retirement plan account by providing an easy to understand and easy to use web-based education program.
The education program is designed to help employees and participants:
better understand the tax qualified retirement plan and the benefits of participating in the plan,
better understand the available investments,
select an appropriate array of investments for their tax qualified retirement plan account, and
save and invest an appropriate amount of money for retirement with a goal of being able to retire and maintain their standard of living throughout retirement.